DebtEase Solutions provides personalized debt relief services to help individuals and families manage and eliminate their debts.

We offer debt consolidation, negotiation with creditors, and financial counseling to support your journey towards financial freedom.

Our process begins with a free consultation to assess your financial situation.

Based on your needs, we develop a customized debt relief plan, negotiate with creditors on your behalf, and provide ongoing support until your debts are resolved.

We assist with various types of unsecured debts, including credit card debt, medical bills, personal loans, and more.

We do not handle secured debts like mortgages or auto loans.

Yes, we prioritize the confidentiality and security of your personal and financial information.

We adhere to strict privacy policies and industry standards to safeguard your data.

No, the initial consultation with Debt Ease Solutions is free and without obligation.

It’s an opportunity for us to assess your situation and recommend the best course of action.

The duration of the debt relief process varies depending on your individual circumstances, including the amount of debt and your ability to make payments.

Typically, it can take 12-60 months to become debt-free.

Once completed, it remains on your credit report for up to 3 years. In times of financial hardship, having excellent credit is less relevant.

When facing debt, credit should be the least of your worries. Many believe they can secure a consolidation loan, only to be denied due to unfavorable debt-to-income ratios, despite having excellent credit. Borrowing your way out of debt is not a viable solution.

Making minimum payments often prolongs debt repayment for decades, adversely impacting health, wealth, and overall happiness.

This is not a sustainable way to live. Over two decades ago, obtaining great credit was challenging, but rebuilding it today is more accessible than ever.

There’s simply no reason to remain burdened by debt anymore.

Student and Apprentice loan debt is incurred when individuals borrow money to finance their education. These loans can be federal, provincial or private, with varying interest rates and repayment terms. Federal and provincial loans typically offer repayment assistance plans based upon family income thresholds and may include deferment or forbearance. Also in the case of federal loans, if a severe permanent disability prevents the repayment of the loan, the debt can possibly be cancelled through the Severe Permanent Disability Benefit. Private loans have less favorable terms. Graduates should explore income-driven repayment plans, loan forgiveness programs, and refinancing options if eligible to manage their debt effectively.